Business Details
33 Years
experience
Emergency
services
Trusted Home & Landlord Insurance Solutions
Cherish Insurance Brokers has been delivering tailored insurance solutions since 1993, prioritising client needs through competitive pricing and comprehensive coverage. Our expertise spans home, second home, and landlord insurance, with a dedicated focus on serving British service personnel through our Forces Plan policy. We uphold a policyholder promise to resolve claims within five working days, supported by 24/7 claims assistance and a commitment to transparency in data protection.Regulated by the Financial Conduct Authority and affiliated with industry bodies like the British Insurance Brokers' Association, we combine regulatory compliance with practical support, including Flood Re options for high-risk properties. Our UK-based teams ensure localised service, while transferrable no-claims discounts and flexible coverage options reflect our client-centric approach to insurance.
Services
Home Insurance
Second Home Insurance
Residential Landlord Insurance
Forces Plan Insurance
B&B Insurance
Details
- Year established: 1993
Highlights and features
- 24/7 claims notification and resolution within 5 working days
- FCA-authorised with over 30 years of industry expertise
- Competitive pricing with transferrable no-claims discounts
- Flood Re options for properties at high risk of flooding
- UK-based service and claims teams for localised support
Associations and certifications
- Financial Conduct Authority
Services
Home Insurance
Cherish Home Insurance provides up to 2 million buildings and 250,000 contents coverage, including accidental damage, theft, and liability protection. Policies feature new-for-old replacements, alternative accommodation, and 24/7 emergency assistance. Flood Re options are available for high-risk properties, ensuring affordable cover without compromising on quality.
Landlord Insurance
Residential Landlord Insurance offers 1 million buildings and 75,000 contents coverage, with optional accidental damage and malicious tenant damage protection. Includes loss of rental income, legal expenses, and public liability up to 5 million. Tailored for buy-to-let properties, with advanced risk assessment for high-risk areas.
Second Home Insurance
Second Home Insurance covers properties up to 1 million buildings and 75,000 contents, with options for paying guests. Features include employer's liability, loss of hiring fees, and alternative accommodation. Suitable for holiday rentals, with coverage for timber-framed lodges and properties in high-risk flood zones via Flood Re.
Forces Plan Insurance
Forces Plan Insurance caters specifically to British service personnel, offering comprehensive home coverage with flexible terms. Includes accidental damage, emergency assistance, and tailored support for military families. Combines competitive pricing with transferrable no-claims discounts for service-related relocations.
B & B Insurance
Cherish Home B & B Insurance extends standard home policies to include business equipment cover up to 15,000 and loss of income protection. Designed for small bed-and-breakfasts with up to 5 bedrooms, featuring employer's liability and alternative accommodation for guests during property repairs.
Questions
What types of insurance does Cherish offer?
We provide home, second home, residential landlord, Forces Plan, and B & B insurance policies tailored to UK property owners and tenants.
Can I get insurance for a high-risk flood area?
Yes, we offer Flood Re options for properties at risk of flooding, ensuring affordable coverage without compromising on standard protections.
How quickly are claims processed?
We aim to resolve claims within 5 working days of notification, with 24/7 claims lines available for urgent assistance.
Are there discounts for long-term customers?
Yes, we offer transferrable no-claims discounts of up to 47%, which can be maintained even if you move properties.
Is cover available for holiday rentals?
Yes, our Second Home Insurance includes optional paying guests cover with employer's liability and loss of hiring fees protection.
Can non-UK residents purchase policies?
Yes, non-UK residents can buy cover for UK-based properties, with UK-based support and claims handling available.
