Business Details
Your Trusted Building Society Since 1860
Established in 1860, we have dedicated ourselves to providing comprehensive financial solutions to our members. As a mutual organisation owned by our members, we prioritise their interests above all else, offering a diverse range of savings accounts, mortgages, and insurance products. Our heritage is deeply rooted in the communities we serve, and our commitment to financial well-being extends beyond individual services to include initiatives that support local causes and charitable projects. With a board of experienced directors and a team of dedicated professionals, we combine traditional values with modern financial expertise to deliver exceptional service. Recognised for excellence through multiple industry awards, including Medium Business of the Year at the 2024 Be Inspired Business Awards, we maintain rigorous standards of operation and transparency.Our membership in the Building Societies Association, the Financial Services Compensation Scheme, and the Financial Ombudsman Service underscores our commitment to regulatory compliance and customer protection. Through our Charitable Foundation, we actively contribute to community development projects across Lancashire, focusing on financial literacy, social inclusion, and environmental improvement. Our digital platforms enable convenient access to accounts while maintaining the personal touch of our eight local branches. This balanced approach ensures we continue building something better for both our members and the wider community.
Services
Savings Accounts
Mortgages
Home Insurance
Business Deposits
Workplace Savings
Online Banking
Financial Advice
Community Grants
Insurance Products
Digital Services
Highlights and features
- We operate as a member-owned mutual organisation prioritising customer interests
- Award-winning financial services with 164 years of local expertise
- Dedicated to improving financial well-being through accessible savings solutions
- Active community support through our Charitable Foundation's 30k+ annual grants
- Secure savings protected by the Financial Services Compensation Scheme
Associations and certifications
- Building Societies Association
- Financial Services Compensation Scheme
- Financial Ombudsman Service
What people say
Friendly staff
Competitive rates
Excellent service
Trusted institution
Community focus
Services
Savings Accounts
We offer a comprehensive range of savings solutions including fixed rate cash ISAs, bonds, notice accounts, and easy access options. Our products cater to different financial goals with competitive interest rates and flexible access terms. Customers benefit from secure savings protected by industry regulatory schemes.
Mortgages
Providing residential mortgage solutions since 1860, we help customers purchase or remortgage properties through competitive fixed and variable rate products. Our partnership with Mortgage Advice Bureau offers access to thousands of products from over 90 lenders while maintaining personal service standards.
Business Deposits
Tailored savings solutions for UK-based limited companies, LLPs, and partnerships feature competitive variable rates. Available through online management or telephone support, these accounts cater to small and medium enterprises seeking secure cash management options with flexible access.
Workplace Savings
Our employer-sponsored savings scheme enables salary deductions for regular savings contributions. Designed to improve financial well-being, this service helps employees build savings habits through post-tax deductions directly into dedicated accounts with flexible contribution levels.
Community Grants
Through our Charitable Foundation, we distribute annual grants exceeding 30,000 to Lancashire-based projects focusing on financial literacy, social inclusion, and environmental improvements. Initiatives include youth financial education programmes, community garden developments, and support for vulnerable populations.
Questions
How do I open a savings account?
Visit any of our eight Lancashire branches or register online for eligible accounts. Minimum opening balances start from £1 for children's accounts.
What mortgage options are available?
Through Mortgage Advice Bureau, we offer first-time buyer, remortgage, buy-to-let, and retirement mortgages with competitive rates.
Are savings protected?
Yes, all eligible deposits are protected up to £85,000 by the Financial Services Compensation Scheme.
Do you offer business banking?
We provide business deposit accounts for UK limited companies with competitive variable interest rates and online management tools.
How does workplace savings work?
Employees save directly from payroll deductions through employer-partnered schemes, with accounts managed online and minimum monthly contributions of £5.
What community initiatives do you support?
Our Charitable Foundation awards annual grants to Lancashire projects focusing on financial well-being, social inclusion, and environmental improvements.
