Business Details
33 Years
experience
Trusted Financial Advisers in the Channel Islands and UK
Cherry Godfrey was established in March 1993 by David and Selena Cherry, initially operating as a finance brokerage. Over three decades, the business has evolved into a comprehensive financial services provider across the Channel Islands, Isle of Man, Isle of Wight, and Southampton. Our growth trajectory began with the acquisition of Great Universal Stores' Guernsey finance wing in 1996, followed by strategic expansions into Jersey (2000), Isle of Man (2016), and Isle of Wight (2021). We specialise in tailored financial solutions including personal and business loans, mortgages, insurance, and investment products, with our Loan Note series demonstrating strong market demand since 2013.As a family-owned business, we maintain a customer-centric ethos, reinforced by Tanzy Cherry's significant shareholding acquisition in 2022. Our FCA-approved operations combine local market expertise with a commitment to innovative, value-driven financial products. With physical offices in key island locations and a focus on community relationships, we deliver bespoke services that extend beyond standard offerings. Our team's extensive industry experience ensures clients receive informed guidance across all financial matters. This heritage of trust and service excellence positions us as a leading independent financial services provider in island markets.
Services
Personal Loans
Business Loans
Mortgages
Insurance
Investment Products
Details
- Year established: 1993
Highlights and features
- We have over 30 years of experience in island financial markets
- Our family-owned structure ensures personal accountability and service focus
- We offer tailored financial products not available from mainland providers
- Our team includes FCA-approved professionals with local market expertise
- We maintain physical offices in all served island locations
Services
Personal Loans
We offer flexible personal loan solutions tailored to individual needs across island communities. Our products include competitive interest rates and repayment terms designed for local economic conditions. With over 30 years' experience, we provide financing for major purchases, home improvements, and life events while maintaining FCA-compliant standards.
Business Loans
Our business loan portfolio supports island enterprises with working capital, expansion funding, and equipment financing. Services include hire purchase agreements, bridging finance, and tailored lending solutions since 1996. We specialise in understanding unique island business challenges and provide dedicated account management for commercial clients.
Mortgages
We offer residential and buy-to-let mortgage products specifically adapted for island property markets. Our FCA-approved services include remortgaging, first-time buyer schemes, and investment property financing since 1993. Local underwriting expertise ensures better assessment of island-specific property values and market conditions.
Insurance
Our insurance division provides life cover, critical illness protection, household insurance, and business insurance tailored to island risks. Products include flexible terms and competitive premiums designed for local conditions. We maintain partnerships with major insurers while offering bespoke policy structures since our 1993 founding.
Investment Products
We offer Loan Note investment products with fixed returns since 2013. These instruments have demonstrated strong market demand with oversubscription in initial offerings. Our investment solutions combine security with competitive returns, specifically designed for island investors seeking local market opportunities.
Questions
What loan types do you offer?
We provide personal loans, business loans, hire purchase agreements, bridging finance, and investment loan notes tailored to island residents' needs.
Do you offer mortgage services outside the UK mainland?
Yes, we specialise in mortgages for the Channel Islands, Isle of Man, and Isle of Wight with locally adapted products since 1993.
Are your insurance products regulated?
All our insurance offerings are FCA-approved and meet UK regulatory standards, with coverage options specifically designed for island communities.
How can I apply for financing?
Applications can be made through our local offices in Guernsey, Jersey, Isle of Man, Isle of Wight, or via our online request system for mainland UK residents.
What makes your financial services different?
Our island-specific expertise, family-owned structure, and ability to create tailored financial products distinguish us from standard mainland offerings.
Do you offer business financing for island companies?
Yes, we provide business loans, leasing options, and commercial insurance specifically designed for island-based enterprises since our 1996 expansion.
