Business Details
Your Trusted Mortgage Brokers in Glasgow
Consumer Choice Financial Services provides expert mortgage advisory services tailored to individual client needs. Our team of qualified professionals offers impartial advice on a wide range of mortgage products, ensuring clients receive suitable solutions for their specific circumstances. With access to hundreds of mortgage options, we specialise in helping first-time buyers, remortgagers, and property investors navigate the complex housing market. Our commitment to transparency ensures no hidden fees or unnecessary jargon, with a focus on delivering straightforward guidance. We maintain strong relationships with multiple lenders to secure competitive rates for our clients.Our services extend beyond mortgages to include protection and insurance solutions, providing comprehensive financial planning support. We operate with full regulatory compliance as an Appointed Representative of PRIMIS Mortgage Network. Our advisors have decades of combined experience in financial services, having previously worked in banking, retail, and property sectors. We prioritise customer satisfaction through flexible appointment scheduling and ongoing support throughout the mortgage process. Our reputation for professionalism is evidenced by numerous client testimonials praising our dedicated service approach.
Services
Mortgage Advice
Remortgage Solutions
First Time Buyer
Buy To Let
Protection Insurance
Highlights and features
- We offer no-obligation initial consultations with qualified mortgage advisors
- Our team has combined experience spanning over 60 years in financial services
- We provide tailored mortgage solutions for complex circumstances including adverse credit
- Our regulatory compliance ensures transparent and ethical business practices
- We maintain ongoing support throughout the entire mortgage application process
Associations and certifications
- Financial Conduct Authority
- PRIMIS Mortgage Network
What people say
Best mortgage advisor
Amazing deal
Professional and knowledgeable
Excellent customer service
Highly recommend
Services
Mortgage Advice
Our expert mortgage advisors help clients navigate hundreds of available products to find the most suitable home loan solutions. We specialise in first-time buyer mortgages, remortgaging, and buy-to-let investments. Our FCA-regulated service ensures transparent advice tailored to individual financial circumstances and property goals.
Protection Insurance
We offer comprehensive protection solutions including life insurance, critical illness cover, and income protection policies. Our advisors tailor these products to safeguard clients' financial security and family wellbeing. We work with multiple insurers to find appropriate coverage that matches individual risk profiles and budgetary requirements.
Remortgage Solutions
Our remortgage specialists help clients secure better rates and terms when their current deal expires. We analyse market options to identify savings opportunities while considering exit fees and new loan conditions. Our service includes full application support and lender negotiations to ensure smooth transitions.
Buy To Let
We provide specialist advice for property investors seeking buy-to-let mortgage solutions. Our service covers portfolio management, tax-efficient structures, and landlord insurance products. We maintain relationships with specialist lenders to access competitive rates for both novice and experienced property investors.
First Time Buyer
Our first-time buyer service guides new purchasers through the mortgage process with clear, jargon-free advice. We explain government schemes like Help to Buy and assist with deposit requirements. Our advisors support clients from initial consultation to property completion, making homeownership accessible and straightforward.
People
Simon Patience
Director/Senior Mortgage and Protection Adviser
With over 15 years in financial services since 2007, Simon combines retail management experience with mortgage expertise. He specialises in complex cases and offers home visits for client convenience.
Heather Mitchell
Mortgage and Protection Adviser
Having worked in financial services since 1990, Heather brings extensive experience from Legal and General and major estate agencies. She focuses on Kirkcaldy and Fife area clients, offering personalised mortgage solutions.
Elaine Brown
Mortgage and Protection Adviser
With 20+ years in banking and finance, Elaine prioritises personal relationships with clients. She takes a holistic approach to mortgage advice, considering each client's complete financial picture and lifestyle needs.
Dan MacDonald
Mortgage & Protection Adviser
Dan combines property investment knowledge with mortgage expertise. He specialises in making the home buying process clear and straightforward for clients at all stages of property ownership.
Questions
What mortgage types do you offer?
We provide advice on all mortgage types including fixed-rate, tracker, offset, and buy-to-let mortgages.
How do you charge for mortgage advice?
Our standard fee is £399, though this may vary depending on individual circumstances.
Are you regulated by financial authorities?
Yes, we operate under Saorsa Financial Services Ltd, which is authorised and regulated by the Financial Conduct Authority.
Can you help with adverse credit mortgages?
Yes, we specialise in helping clients with adverse credit histories secure suitable mortgage arrangements.
Do you offer protection insurance?
Yes, we provide life insurance, critical illness cover, and income protection tailored to individual needs.
What areas do you cover?
We primarily serve Glasgow, Kirkcaldy, and Fife areas, with remote consultations available nationwide.
